Insurance Services
What is health insurance in Turkey?
According to the new Turkish residence law, any Arab or foreign traveler who wishes to make an appointment to request touristic residence in Turkey must obtain health insurance from an insurance company in Turkey.
1. Private health insurance: The foreigner gets a residence permit and a national number for foreigners, and this type of health insurance gives open coverage to the owner in all private hospitals, but does not cover the diseases that the person has previously contracted.
2. Complementary health insurance: This type of health insurance is for those who have a work permit, because the duty of the health insurance is to cover the percentage that the Turkish Social Security Institution does not cover.
Importance of health insurance in Turkey:
Health insurance is very important for citizens and foreigners residing in Turkey, especially for workers in the labor market, because it guarantees the rights and compensation of workers and they cannot obtain these rights in any way without health insurance.
Health insurance for travel to Turkey is defined as a form of insurance provided to travelers due to accidents that may occur during travel, including the payment of any medical expenses that may occur during travel, loss of money or property.
Health insurance for travel to Turkey:
Travel insurance is one of the main conditions for obtaining a visa in most countries where international health insurance is a prerequisite for obtaining entry visas to most Arab and foreign countries, as this insurance covers possible emergencies for the traveler and guarantees the traveler's exposure. It secures losses due to a number of accidents, such as cancellation or missed flight date, loss of luggage during travel or delayed arrival.
Health insurance requirements for travel to Turkey:
Obtaining a visa to travel to Turkey requires health insurance as it is considered one of the mandatory and necessary documents to obtain a visa to Turkey, and many European countries also apply the same type of health insurance for those traveling to Turkey.
More details
Compulsory traffic insurance contract in Turkey:
It is defined as a written contract between two parties:
First party: the insurance company.
Second party : vehicle owner
According to this contract, the insurance company is obliged to compensate the damages that occur to the vehicle of the insured according to the damages within the scope of the contract.
Types of compulsory traffic insurance in Turkey:
Compulsory insurance:
This type of insurance is obligatory according to Turkish laws and if this insurance is not made or the insurance is not renewed, the vehicle is closed to traffic and the vehicle is closed to traffic and confiscated because it protects the vehicle owners against others.
This type of insurance includes:
physical injuries
Providing medical treatment to the injured person until complete recovery.
Compensation of the injured for all financial liabilities incurred as a result of the accident.
Compensation for serious accidents that may result in death.
Additional Insurance (Casco):
It is optional insurance for the vehicle, because this type of insurance guarantees the vehicle owner compensation for the damages that may occur to the vehicle as a result of traffic accident or theft.
This type of insurance includes:
Theft of the vehicle or the theft of parts.
Collision of the vehicle with other vehicles with or without fire engine.
Accidents (a vehicle overturning, falling or rolling).
If a fire occurs in the vehicle
Occurrence of natural disasters.
The financial guarantee value of this type of insurance is related to the value of the vehicle itself, because in Turkey, the owner of the vehicle can receive a fair compensation in case the vehicle is completely destroyed.
Situations not covered by motor insurance in Turkey:
There are situations that are not covered by compulsory or supplementary insurance. These differ from one insurance company to another:
Not having a driver's license.
Exhibiting behaviors contrary to traffic rules
Driving in places where driving is not allowed.
deliberate accident
Driving under the influence of alcohol.
Violating traffic lights
Giving false information while writing the insurance contract.
fleeing the accident scene
Benefits of car insurance in Turkey:
A feeling of safety and protection.
Avoid carelessness and fast driving.
Reduces the novelty of accidents and the use of force to restore rights
What is health insurance in Turkey?
The Turkish “Foreigners and International Protection Law” stipulates that foreigners who want to reside in Turkey in any way, must have health insurance for foreigners and is accepted as a condition that represents the minimum standards for foreigners to obtain a residence permit in Turkey. provides health insurance and ensures that foreign nationals have a limited financial coverage of 60% in outpatient clinics.
Types of health insurance for foreigners residing in Turkey:
1. Private health insurance: The foreigner gets a residence permit and a national number for foreigners, and this type of health insurance gives open coverage to the owner in all private hospitals, but does not cover the diseases that the person has previously contracted.
2. Complementary health insurance: This type of health insurance is for those who have a work permit, because the duty of the health insurance is to cover the percentage that the Turkish Social Security Institution does not cover.
Importance of health insurance in Turkey:
Health Insurance, especially for domestic citizens and foreigners in Turkey, especially for workers in the labor market, because it secures the rights and compensation of workers and cannot obtain these rights in any way when there is no health insurance.
Health insurance is very important for everyone who resides in Turkey for many reasons, primarily (business accident).
The state allows employers to complain against employers because there are no health insurance because of the accusation of material compensation and economic fines.
Required documents to make health insurance in Turkey for foreigners:
A copy of the passport.
A copy of the permission of residence.
Open address
Determination of the start date of health insurance and the duration of the insurance.
Health insurance for travel to Turkey is defined as a form of insurance provided to travelers due to accidents that may occur during travel, including the payment of any medical expenses that may occur during travel, loss of money or property.
Health insurance for travel to Turkey:
Travel insurance is one of the main conditions for obtaining a visa in most countries where international health insurance is a prerequisite for obtaining entry visas to most Arab and foreign countries, as this insurance covers possible emergencies for the traveler and guarantees the traveler's exposure. It covers losses due to a number of accidents, such as cancellation or missed flight date, loss of luggage during travel or delayed arrival.
Situations covered by health insurance for travel to Turkey:
Treatment costs due to accidents or sudden illness.
Transportation and travel expenses to the nearest health facility.
What is earthquake insurance?
Earthquake insurance/real estate insurance, or as it is called in Turkish (Dask), is the insurance made on housing or other real estates in Turkey, and the Turkish government obliges all real estate owners in Turkey to issue real estate. insurance, otherwise they are deprived of benefits There are many, including the installation and installation of water, electricity and gas meters.
The main function of real estate insurance in Turkey is to insure real estate against earthquakes and natural disasters, including destruction caused by earthquakes, earthquakes, tremors, floods, tsunamis and other natural disasters.
Required documents for dask insurance
Title deed
Tax number or / T.C.
Open address
home area
Phone number
Situations not covered by health insurance for travel to Turkey:
Treatment of patients with diabetes, including tests and medications, except in severe cases.
Pre-existing diseases before the issuance of health insurance.
Cost of giving birth in flight or pregnancy symptoms and side effects.
Treating cases caused by alcohol or drug use.
Documents required to have health insurance for travel to Turkey:
To get health insurance for a Turkey visa, you need to prepare the following documents:
A notarized and certified copy of the valid passport.
4 biometric photographs on white background, not more than 6 months old
The duration of the insurance to be issued.
Indication of the start date of the health insurance and the duration of the insurance
A copy of tourist residence in Turkey if you want to have travel insurance abroad from Turkey.
Obtaining travel insurance in Turkey ?
Those who wish to issue a visa to Turkey must obtain travel health insurance from one of the following centers:
Turkish embassy.
Turkish Consulate.
A visa issuance center
Note: If you reside in Turkey and want to travel to another country, “especially European countries”, you must obtain health insurance from the embassy or consulate of the country you are traveling to for a travel visa.
Notes on travel insurance to Turkey:
There are a few notes regarding travel insurance to Turkey, these are:
Tourist travel insurance is not suitable for issuing a residence permit in Turkey and a different health insurance from travel insurance in Turkey is required in order to obtain a tourist residence permit.
The duration of the Turkish visa health insurance should cover at least the visa period.
Before taking out the insurance policy, please read the insurance policy carefully and be sure of the costs and expenses it covers.
If your visa to Turkey is refused, the health insurance amount will not be refunded.
Compulsory traffic insurance :
Car insurance in Turkey is a compulsory insurance that guarantees legal liability in accordance with the traffic law, and with the increase of traffic accidents or the occurrence of natural disasters, many residents in Turkey resort to insuring their vehicles to take advantage of insurance benefits. ensures their safety and protects their vehicles from damage and sudden accidents.
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